Assisting a builder or contractors with needed services can improve their risk profile and regulatory compliance. Ultimately, assistance in implementing best practices will save client’s money. Additionally, builders and contractors rely on top of the line agency / agent service to obtain work. How many times has a job been lost due to a delay in certificates or a withheld endorsement required for the project?
Some specific services we coordinate include:
Comprehensive Review of your current overall insurance program / Policy Review.
An honest evaluation, obligation free, of your current insurance policy. Exclusions,
Warranties and Conditions will be explained in detail, as well as policy wording that amends coverage.
No Cost Conference Calls with service providers & underwriters
For larger clients see
value in avoiding higher deductibles and fine with our coordinated services. With these best practices, costs are reduced both up front and at the time of claim or fine. We offer free teleconferences with service providers.
Home Builder Warranty
We will advise on the type of warranty and various companies available and applicable to a builder. Should the program be self-insured? If insured, why and what’s best? We have the answers and can point to the resources.
OSHA Compliance and Effective Safety
Most contractors don’t have the time or resources to be fully compliance and drive effective safety. We have partnered with experts who can help prioritize what’s needed and assist with implementation. They are so confident in their services; a money back guarantee is in place if an inspection results in a fine of more than $5,000.
Certificate and Trades Tracking.
Builders and prime sub-contractors who sub out their work are typically “audit ready” with certificates collected per their sub contracts. To be “claims ready” and able to hold the subcontractor accountable for an incident without filing a claim on the builders’ policy requires more than a certificate. Such a file requires a full policy review and endorsements and can’t be performed by typical office staff. Our clients have “claims ready” tracking available. Larger clients see value in avoiding higher deductibles and fine with our coordinated services. With these best practices, costs are reduced both up front and at the time of claim or fine.
An honest evaluation of what you have explained in a terms you understand. In a boom economy many insurance carriers have entered the construction market with limited and/or poor coverage forms.
Contracts with Unique carriers that most agents do not have access to. Hand crafted insurance coverage forms tailor made to each customer and providing the best coverage from in Texas, and the U.S.